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In other words, does UnitedHealthcare cover drug rehab treatment costs? The answer is they certainly do. For beginners, all health insurance providers are required by law (due to the Affordable Care Act of 2009) to cover such costs the same way they would any other type of medical condition. That said, the extent of the coverage will be dictated by the terms of your policy.
As a subsidiary of UnitedHealth Group, UnitedHealthcare is able to offer healthcare insurance across America to both individuals and corporate employers of all sizes. They also offer an array of healthcare insurance products for retirees (Medicare), military service members and their families, and disabled individuals.
The company employs 185,000+ people working in all 50 states and throughout many countries across the globe. With annual revenues well in excess of $30 billion a quarter, the company is secure and profitable. Why does UnitedHealthcare cover drug rehab? Legal requirements aside, the company cares about its customers and wants to provide the coverage they need the most.
Based on the parameters of your health care insurance policy, UnitedHealthcare is there to work with your addiction rehab center to make sure you get the treatment you need. With a quality drug rehab center like Beaches Recovery, costs are better controlled through the use of alternative treatment programs such as intensive outpatient (IOP) and partial hospitalization. While avoiding the costs related to inpatient drug rehab, patients can still get the counseling and therapy alternatives they need for something like opiate addiction rehab or executive drug rehab in order to sustain a lasting recovery from the disease of addiction.
The question “does UnitedHealthcare cover drug rehab” is important because rehab is the only reliable way for addicts to recover from their addiction. It takes hard work and dedication to complete a recovery program and maintain abstinence. The last thing patients need is to have to worry about footing the entire rehab bill. Without insurance, they might not be able to afford the treatment they so desperately need. Without access to a treatment facility like Beaches Recovery, they could miss out on the opportunity to learn the life skills that will put them and keep them on the road of recovery.
When does UnitedHealthcare cover drug rehab costs? The answer is when you need it. Long-term drug addiction is a life-threatening disease. If you have the fortitude to step forward and ask for help, the professionals at Beaches Recovery are there for you.
With the right treatment, you can recover both your dignity and the life you lost to substance abuse. Call Beaches Recovery today at 904.615.6361 and put your UnitedHealthcare insurance coverage to excellent use.
The Affordable Care Act opened many doors to recovery for patients working to overcome drug and alcohol addiction. One of those doors to recovery is detox, the first phase of treatment before rehabilitation begins. If you are wondering, “Does UnitedHealthcare cover drug rehab starting in detox,” the answer is likely yes. Although each insurance policy is unique, many UnitedHealthcare policies do cover detox.
Insurance providers are aware that patients who are in recovery are far healthier and less costly to that provider than patients who suffer from ongoing addiction. Their families are also healthier after detox and rehab have led loved ones into recovery from drug abuse.
This is great for you or your loved one upon entering detox and rehab. Although the pre-admission assessment and your individual policy will indicate medical need and any special circumstances, detox is likely covered by UnitedHealthcare.
Another type and phase of treatment is rehab through an inpatient program. An inpatient program for drug and alcohol addiction involves the patient living within the facility where they are being treated. Inpatient treatment is highly focused and comprehensive, usually most suited for patients with a very severe addiction, co-occurring disorders, suicidal thoughts, or relapsing patients who are struggling with maintaining recovery.
Inpatient treatment involves around-the-clock medical monitoring, much like other hospital stays. Patient schedules are structured in these environments and those who are particularly vulnerable to their addiction can find safety, security and focus on recovery under direct supervision by licensed and certified staff.
But does UnitedHealthcare cover drug rehab through an inpatient program? Your insurance policy very well may cover this type of treatment, if medical need for inpatient care is established. That medical need may be derived from your doctor’s assessment or as part of a pre-admissions assessment by Beaches Recovery. If you do not need such focused rehab, a partial hospitalization or intensive outpatient program may be better suited to your treatment needs.
Partial hospitalization programs (PHP) are very close in nature to inpatient drug treatment. There are some freedoms in PHP programs, such as leaving the facility of hospitalization to attend outpatient therapy programs. Otherwise, patients stay in the hospital setting overnight and when not attending therapy so they can be attended to by healthcare professionals. PHP treatment is usually considered a medical need for patients with underlying health issues or extended withdrawal symptoms that can cause problems in early recovery.
As part of PHP treatment, you will enjoy the benefit of outpatient therapy programs like group therapy and individual counseling. You will also gain exposure to addiction education and coping skills development to build up your best chance of sustained recovery. Once your health concerns are alleviated through the attention and care associated with PHP, you may transfer into an intensive outpatient or outpatient program.
You are likely wondering, “Does UnitedHealthcare cover drug rehab provided through PHP treatment?” Again, if your insurance provider recognizes medical need according to your addiction assessment before entry to PHP treatment, your policy will likely provide coverage of this type of addiction rehab.
As one last important question of, “Does UnitedHealthcare cover drug rehab,” intensive outpatient programs should be explored. Intensive outpatient programs, also known as IOP, are one step down from PHP in regard to intensity of medical supervision and security. As part of IOP, patients do not live in a hospital setting. Instead, they reside in apartment-like arrangements offering all of the freedom of independent living within the community.
Despite freely living in an recovery residence setting and taking care of personal needs independently, patients in an IOP program are provided with comprehensive schedules of group therapy, individual counseling and other therapies to help them through each day of rehab-based recovery. An IOP program is an excellent start to healthy socialization and relationship building, as patients interact with peers in recovery throughout each day. Patients are also able to use these living arrangements to gain life skills and practice coping with triggers and temptations.
When wondering, “Does UnitedHealthcare cover drug rehab,” whether for yourself or a loved one, it is easiest and most beneficial to call Beaches Recovery and provide your policy information so a representative can clarify your individual policy’s coverage of drug rehab. After working with this representative, you will have a clear picture of what type of program will best suit your needs and what UnitedHealthcare will cover.