How to Pay for Rehab

It’s time to stop the habit. You’ve been thinking about it for a while. Do you know how to pay for rehab? It’s easier than you might imagine.

Good-Quality Facilities Work with Health Insurance Providers

Excellent facilities routinely enter into partnerships with governing organizations. Examples include NAMI (National Alliance on Mental Illness) and NAATP (National Association of Addiction Treatment Providers). If you’re trying to figure out how to pay for rehab, that’s good news. It emphasizes that these centers follow evidence based practice philosophies.

Examples of options include:

• Cognitive behavioral therapy that assists with uncovering dysfunction and replacing it
• Dialectical behavior therapy, which enables you to master overwhelming emotions
• Medical and clinical services combinations that encourage smooth transitions between care models
• Treatment delivery options that include residential, partial hospitalization, and intensive outpatient programs
• 12 Step and non 12 Step approaches that emphasize relapse prevention and life skills development

As a result, health insurance providers work with these types of facilities. The companies believe that the care you receive there is in keeping with best practices. Therefore, they may pay for some or all of your treatment. An insurance verification can tell you how much your provider will pay.

How to Pay for Rehab When You Want to Remain Anonymous

Executive rehab is a necessity for people in the public eye. It’s even more critical for professionals heading large companies. If word got out that you’re seeking help, you might experience a backlash at work. For some, this means not even enlisting the help of the insurance coverage policy.

In these situations, good-quality facilities will accept cash payments. It’s a good option for someone who might also use an alias to seek help. When discreet treatment is a must, operating on a cash basis makes the most sense.

Is It Possible to Get Help When Insurers Deem a Center as Out-of-Network?

Yes, it is. An out-of-network designation usually means that you pay a higher co-payment. Moreover, you may have a lower coverage ceiling. That said, a facility can work with you to show medical necessity of attending a program there.

If the facility offers a program that in-network providers do not, you may have a case. If your insurer doesn’t budge, consider one of the many financing companies that offer healthcare loans. These lenders routinely work with people who need to augment the funds an insurer commits to paying. In this way, excellent care is affordable for the majority of people who have insurance from smaller providers.

Are You Ready to Enter Rehab Today?

You’re struggling with a substance abuse problem that’s adversely affecting your quality of life. Now that you know how to pay for rehab, what are you waiting for? You don’t have to remain in the vicious cycle of drug abuse and regret. Reach out to the caring therapists at Beaches Recovery now by calling 866.605.0532.