What are the Health Insurance Options for Drug Rehab?

Even if you recognize the value of drug rehab, financing it can be worrisome. If you’re not sure how you might pay for addiction treatment, keep in mind that health insurance can cover a lot. Read on to explore the various health insurance options for drug rehab. At many quality addiction treatment centers, you can use health insurance to cover the costs of detox, rehab, and even ongoing support.

Approved Facilities and Providers

Although every single health insurance provider is different, they all have one thing in common: Every provider has standards for rehab facilities. Just like any medical facility, rehab centers have to meet specific requirements for coverage to apply. For that reason, it’s important to find a rehab center that is accredited and meets the standards set by major governing bodies like The Joint Commission.

If you’re not sure whether a rehab center is accredited, head to their website. You should see a gold seal, as well as a list of insurance companies that the facility works with. This is an excellent sign that your health insurance will cover treatment in that rehab center. Then, reach out to them for insurance verification.

Understanding Your Deductible

As you get to know your health insurance options for drug rehab, there is one number you need to be familiar with: your deductible. A deductible is a set amount of money that needs to come out of pocket before coverage can begin to kick in each year. The exact amount of the deductible varies, and it is different from one person and one policy to the next.

If your deductible is very low, then you’ll have to pay almost nothing out of pocket before coverage begins. If your deductible is very high, on the other hand, then you might need to plan for any out of pocket costs.

Financial Caps on Treatment

Home health insurance plans have caps in place for treatment costs related to addiction. Once again, these can vary significantly from one policy to the next. However, it is always important to consider that number.

If the financial cap is annual, then it may limit the length of your treatment programs. Some providers, for example, will cover no more than 30 or 60 days of addiction treatment. For those who are attending rehab for the second or third time, lifetime financial caps may also be a concern.

Health Insurance Options for Drug Rehab at Beaches Recovery

Beaches Recovery in Jacksonville, Florida, works with a number of major health insurance providers. If you want to get insurance verification, contact Beaches Recovery for confirmation. At Beaches Recovery, clients can expect comprehensive drug rehab programs that include all of the following treatments and therapies:

• Cognitive behavioral therapy
• Trauma therapy
• 12-Step programs and alternatives
• Family therapy
• Holistic therapies

There are many health insurance options for drug rehab. If you have health insurance, then you can probably use it to cover the costs of care at Beaches Recovery in Jacksonville, Florida. Call 866.605.0532 to verify your coverage and choose the best program for your recovery.