What Can You Do to Reduce the Cost of Rehab?

Are you hesitating to get the help that you need because you’re worried about the cost? The truth is, the cost of rehab tends to be highly variable, depending on your needs, the clinic, and your insurance. Before you decide about the costs, you should consider looking into the rehab insurance coverage Florida patients usually have.

How Much Does Rehab Cost?

There’s no easy answer to this question. The rehab cost can vary from $2,000 to $25,000, with some outlying programs being either much cheaper or much more expensive. A lot of this has to do with the way that treatment is individualized. Someone may need only a few outpatient meetings a month, while others may need an intensive, inpatient program.

Because of insurance, it should never be assumed that the cost of rehab is too high. Finding a clinic that you trust and checking with your insurance company is the first step. The Affordable Care Act (ACA) requires insurance providers to cover addiction treatment. Thus, there’s likely an option available to you or a loved one who needs treatment. At Beaches Recovery, we accept the following insurances:

• Aetna
• Blue Cross Blue Shield
• Cigna
• Humana
• Magellan

How to Reduce the Cost

Clinics may have programs for low-income individuals or methods by which individuals can otherwise reduce the cost. That’s why the first step should usually be to contact a clinic. Here are some other things you can do:

• Ask about financing options. Rehab doesn’t always need to be paid upfront. You can get a payment plan for a rehab program, too.
• Consider which programs you need. You may need an outpatient program, which is less expensive than an inpatient program. If you’ve already detoxed, the costs may be lower.
• Apply for Medicare or Medicaid. If you don’t currently have insurance and you’re a low-income individual, you may be able to apply for Medicare or Medicaid. These health coverage services will usually cover rehab.
• Check on employee assistance programs. Your employer may have a program already in place for those who are going to rehab. It’s in your employer’s interest to keep employees happy. Addiction is a protected, medical issue.
• Apply for scholarships and grants. Nonprofit organizations run scholarships and grants for those who need help with addiction treatment. Similar to college scholarships and grants, you will need to go through an application process.
• Consider financing. Medical financing options are also open for those who are looking into rehab. You can ask your clinic which medical financing options are available. Some of them have 0% interest as long as it’s paid within a certain amount of time.
• Take out a personal loan. A personal loan is usually lower interest than a credit card and can provide some flexibility for your expenses. If you have good credit, a personal loan is usually fairly easy to get.
• Approach your friends and family. If you have a support network available, they may help you raise funds for rehab. You can do this through crowdfunding or have family and friends make payments directly to the center if they are concerned about previous behavior.

Rehabilitation costs are not set in stone, and even if a clinic may not be able to help you, they may be able to point you towards more affordable options.

The Cost of Not Going to Rehab

While rehab may cost money, not going to rehab often costs more. If you don’t go into recovery, your life will remain unstable. You may find yourself losing your job or unable to hold a job, and the costs of remaining addicted to a substance may continue to get higher and higher. Thus, while there are costs associated with rehab, the cost of not going to rehab is generally much higher.

Discover What Beaches Recovery Has to Offer

Are you ready for rehab? If you want to start on your recovery journey, the time is now. Contact Beaches Recovery today to learn more.